Insurance & Massage Therapy
Yes it’s true! Your insurance may pay all or part of the cost of your massage treatment. Workers Compensation benefits cover therapeutic massage treatments. Personal Injury/Auto Accident Insurance allows for therapeutic massage, as well. To get treatment you must provide a referral/prescription form to our office. You can find the form here.
It can be difficult to determine what your insurance benefits are. However, most large, private insurance companies cover massage therapy. Federal IRS guidelines allow massage therapy treatments to be paid for out of Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) which allow you to pay for medical expenses with pre-tax dollars. To take advantage of your FSA or HSA pre-tax dollars to pay for massage therapy, according to the IRS, your massage therapy must be medically necessary for your health.* Please have your medical, dental or behavioral health provider fill out WM’s referral/prescription form and bring it to our office. You can find the form here.
Insurance companies are very specific about what medical services they cover. Wholistic Massage bills ONLY for the treatment provided under the scope of practice for a certified and licensed Massage Therapist. Our therapists cannot diagnose medical issues. They will evaluate and develop a treatment plan according to your doctor’s diagnosis. Therefore, it is critical to have a referral/prescription from your doctor. And if you’re using your FSA or HSA to pay for treatment, it’s required by law.
WM will bill most private health insurance on your behalf. Your co-pay, co-insurance or deductible is due at the time of service. If you are paying with your FSA or HSA account, or out of pocket, and submitting a claim for reimbursed to you by your insurance company, WM will provide a detailed superbill (invoice) with the information you need.
In Workers Comp and Auto accident/PIP cases, WM will file and bill insurance paperwork on your behalf with your insurance company. In addition, we are happy to work with your attorney.
Check my insurance. Or give us a call at (907) 312-9578.
**Or you may have your provider complete this form and bring WM a copy for your chart. Click here for the Federal FAS Letter of Medical Necessity.